Several months later, Oliver receives a letter from Sarah informing him that she is the sole beneficiary of Tracey's insurance policy. Upon returning home, Oliver falls into a fitful sleep until he is awakened by a phone call from Michael Abercrombie, his employer, notifying him about Tracey's death and the fire at Louis Manor. As Oliver phones the police, flames engulf the house, forcing him to jump out a window just as the fire brigade arrives. Seeing smoke billowing from under the cellar door, Oliver hurries to the basement and finds a fire started in the exact method he described to Sarah. After sneaking in, Oliver stumbles over Tracey's dead body at the foot of the stairs and notices the railing that Tracey broke as he plunged to his death. Moreton have decided to vacate Louis Manor while the fire damage is being repaired, Oliver drives to the empty house to ascertain if the paintings in Tracey's collection are forgeries. Upon learning that Tracey, Sarah and Mrs. When Willis describes the woman who sold the painting to him, Oliver becomes convinced that the woman was Sarah. Upon returning to the city, Oliver goes to question Vere and is greeted by Willis Croft, her wealthy American fiancé who owns the apartment and its contents. The next day, as Sarah gives Oliver a tour of the estate, he recognizes the view as the landscape depicted noth in Vere's painting, and the painting that was purportedly destroyed in the fire. After Sarah explains that Tracey needs her, Oliver drives her home, where Tracey insists that he spend the night.
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There, Sarah casually questions Oliver about how to set a fire, and he asks her if she loves her husband. After the performance, Oliver and Sarah are caught in a rainstorm and Oliver insists that Sarah come to his apartment to dry off. Tracey explains that he is too ill to keep his date with Sarah at the theater and asks Oliver to go in his place. Several months later, Clive brings Tracey, who is suffering from an asthma attack, to Oliver's office.
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Oliver uses the information to embarrass Highbury into returning to work. He also learns from the flirtatious Vere that Highbury's wife gave him the black eye after she returned home unexpectedly and caught him with Vere. At Vere's apartment, Oliver notices a landscape painting hanging on the wall similar to the one destroyed in the Moreton fire. Vere Litchen and decides to pay the lady a visit. After Highbury haughtily dismisses Oliver, Oliver overhears the actor's secretary speaking to a Mrs. Several months after his meeting with Sarah, Oliver is sent by his firm to convince recalcitrant film star Charles Highbury, who is suffering from a black eye, to return to work.
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Sarah and Oliver were each too proud to contact the other, and hence, Sarah met and married Tracey. When Oliver accuses Sarah of walking out on him, she protests that she was forced to leave after her father was threatened with prosecution for issuing worthless checks. Several days later, Oliver surprises Sarah outside her London office and insists that she join him for coffee. Although Sarah and Oliver were sweethearts five years earlier, and have not seen each other since, they pretend never to have met before. After Tracey introduces Oliver to his wife Sarah and his mother, he shows him a valuable landscape painting that was damaged in the fire and invites him to stay for dinner. Oliver is greeted by Tracey and his cousin and neighbor, Clive Fisher. After a fitful dream, London insurance investigator Oliver Branwell muses about an incident that occurred in the second year of his tenure at the Abercrombie insurance company: On Christmas Eve, Oliver is sent to Louis Manor, an estate owned by Tracey Moreton, to assess the damage caused by an electrical fire.